While it may still feel like winter where you are, spring is just around the corner. Before you know it, April showers will bring May flowers–and with them come storms.
Your roof protects your home from these unpredictable storms. In this post, we’ll cover five reasons to consider replacing your roof now, rather than waiting for peak season:
- Prevent damage from hail
- Guard against high winds and heavy rains
- Beat the summer rush
- Avoid costly insurance claims
- Prepare for hotter temperatures
The good news? You can address all these concerns with a DECRA Metal Roof, keeping your home protected year-round.
1. Prevent Hail Damage
One of the most common risks with spring storms is hail. Hail occurs most commonly during thunderstorms, when updrafts carry rain into the atmosphere where colder temperatures turn it into frozen pellets that fall back to earth. Not surprisingly, hail damage is a major cause of insurance claims.
In 2022 alone, Texas saw $500 million in hail-related insurance claims. Nationwide, the cost of hail damage skyrocketed from an estimated $30 billion in 2021 to $60 billion in 2022. For homeowners, the financial toll can be significant, with the average cost of roof repairs due to hail damage reaching $4,000.
You can protect your home from costly hail damage by choosing an impact-resistant roofing material like DECRA Metal Roofing. Engineered to withstand extreme weather, DECRA is warrantied against damage from hailstones up to 2.5 inches in diameter. It also carries the highest Class 4 impact rating from Underwriters Laboratories, offering superior durability in hail-prone regions.
Beyond hail, a roof with high impact resistance provides essential protection against other storm-related hazards. Falling tree branches can cause severe damage to weaker roofing materials, while wind-driven debris poses another common risk during storms. With DECRA, you get a roof built to handle these challenges, giving you peace of mind in any weather.
2. Safeguard Your Roof from Wind and Rain
Severe storms bring more than just hail—they also generate high winds that can cause significant roof damage. One major risk is wind uplift, which occurs when air infiltrates the roof structure, creating upward pressure beneath the roof while the air pressure above it decreases. This pressure difference can cause roofing materials—or even entire sections of the roof—to separate from the home, leaving it vulnerable to the elements. Wind uplift is especially common in coastal and hurricane-prone regions where high winds and wind-driven rain are frequent threats. If a roof lacks proper wind-resistant fasteners and adhesives, it may partially or completely detach, leading to further damage.
Fortunately, DECRA is engineered to withstand extreme conditions, including those seen in hurricane-prone regions like Miami-Dade, Florida. Warrantied for winds up to 120 miles per hour, DECRA’s interlocking panels, high-quality fasteners, and secure installation method create a tight, weather-resistant barrier, offering protection against both wind uplift and rain penetration.
3. Beat the Rush
Summer is the peak season for roof repairs and replacements, as homeowners rush to address damage or upgrades before the weather turns. By scheduling your roof project in the spring, you can avoid long wait times and potential price hikes. Taking action early gives you more flexibility with timing, allows you to secure better rates, and helps you avoid competing for top roofing contractors.
4. Avoid Costly Insurance Claims
Protecting your home against hail, wind uplift, and wind-driven rain doesn’t just prevent storm damage, it also helps you avoid an expensive insurance claim. While homeowners insurance is essential for unexpected disasters, minimizing claims whenever possible is the best way to keep your policy affordable and your coverage intact.
Filing a claim for roof damage isn’t just about paying your deductible. It can come with additional costs, including:
- Deductibles: The average homeowner deductible in the U.S. is $1,000, but some policies require as much as $5,000.
- Higher Premiums: Many insurance carriers raise rates after a claim, even if it’s your first.
Increased Deductibles: A surge in total roof claims can prompt insurers to raise deductibles for all policyholders. - Limited Payouts: Some carriers only cover the depreciated value of a roof, not the full replacement cost.
- Lost Work Time: Homeowners often need to take time off for inspections and repairs.
- Policy Cancellation: Multiple claims—or even just one significant claim—can result in non-renewal.
Even homeowners who never file a claim can face coverage issues. Many insurance companies now use drones for aerial inspections, flagging homes with roofs that appear at risk for damage. If your roof is deemed vulnerable, you could lose your policy altogether.
Why Insurance Companies Favor Metal Roofs
One way to avoid insurance headaches is by choosing a durable roof. Metal roofs are involved in significantly fewer claims than traditional roofing materials. With resistance to hail, high winds, and wind-driven rain, and a lifespan that is two to three times longer than asphalt shingles, modern, metal roofs provide long-term protection that insurance companies recognize and value.
5. Prepare for Hotter Temperatures
Another key consideration in spring and summer is keeping your home cool. Traditional asphalt shingle roofs absorb heat from the sun, making it harder to maintain a comfortable indoor temperature. This forces air conditioning systems to work harder, increasing energy costs.
Metal roofing, however, reflects UV rays rather than absorbing them. This helps prevent heat buildup and can reduce cooling costs by up to 25%. Not only does this keep your home more comfortable, but it also lowers energy consumption and benefits the environment.
By upgrading to a metal roof now, you’ll be ready for whatever spring and summertime brings, whether it’s severe storms or scorching temps.
Request a Complimentary Sample
With DECRA Metal Roofing, you don’t have to choose between strength and style. Available in a range of colors and textures that mimic traditional roofing materials like shingles, shakes, and tiles, DECRA offers the aesthetic appeal you want without the common drawbacks.
Request a complimentary sample today and see it for yourself.
